About Categories

Spendigo tries to provide you with a helpful hierarchy of categories with which to break down your spending, including sub-categories for popular items.

Occasionally it is not so obvious which category to use, so this description may help. Where you don’t see a sub-category that you need, just use the category of the group.

• Consumables

  Anything you use up and buy repeatedly.

  • Food

  • Drink

  • Medical

  • Fuel

    Tip: for parking and toll charges, use Services.

  • Provisions

• Things

  Anything that you keep, rather than consume.

  • Gifts

  • Souvenirs

  • Clothing

  • Reading

• Travel

  • Aeroplane

  • Boat

  • Train

  • Bus

  • Taxi

    Tip: for car travel, use Hire and Insurance under Services, Fuel under Consumables and Services itself for parking and road tolls.

• Activities

  Things you pay to do

  • Leisure

    • Club

    • Concert

    • Film

    • Show

    • Entertainment

  • Attractions

    Places to visit

    • Trips & Guides

      Day trips, guided tours, using a guide, and so on.

    • Museums

    • Buildings

  • Sport

    • Events

    • Exercise

• Services

  Anything you pay a third party to do for you or provide you with

  • Accommodation

  • Health & Beauty

    Massage, hair & beauty treatments, and so on.

  • Hire

    Paying for use of a car, leisure equipment, beach hut, and so on.

    Tip: If your hire includes a deposit or guarantee, use Deposit under Fund when the amount is returned to you.

  • Insurance

• Money

  If you just want to record what you buy and nothing more, you can safely ignore the categories in this section.

  However, if you want to keep track of your cash as well, let Spendigo know what cash you withdraw, deposit, lose and gain as well as spend and it will keep track of how much cash you have left.

  Keeping track of cash gives more detail.

  • Cash

    Withdrawing cash using an ATM/wall dispenser, or buying currency at a Bureau de Change. The cash you obtain is always paid for from your own money or credit.

  • Gain

    Money you were given, you found or won, or cash left over from a previous vacation that you can use on this one, and so on. Anything where the money you get did not come from your own money or credit.

  • Deposit

    Paying cash back into your bank or onto your credit card.

  • Loss

    Money that you gave as a gift or donated to charity, or you lost, or that was stolen, or taken for a fine.

If you find you frequently have need of a category that is not here, please let us know in a comment below together with where it should go in the tree.